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How is The Implementation Timeline of SLIK in The Indonesian Financial Industry?

Updated: Jun 12



Based on Law No. 21 of 2011 concerning the Financial Services Authority (OJK ), which includes:

  • Article 7: Authority in regulating and supervising debtor information systems

  • Article 69: Authority in regulating and developing the implementation of information systems between banks and other financial institutions transferred to OJK.

In 2017, the Financial Services Authority began introducing the Financial Information Services System (SLIK), which will replace the role of the Debtor Information System (SID), where at the beginning of its introduction, SLIK and SID were run in parallel. At the beginning of the introduction of SLIK, based on POJK No. 18/POJK.03/2017 and SEOJK No.50/SEOJK.03/2017, the types of reporters were divided into two categories:


Mandatory reporters:

  • Commercial banks

  • Rural banks

  • Financing institutions

  • Other financial services institutions, except for microfinance institutions


Voluntary reporters:

  • Peer-to-peer lending (Fintech)

  • Microfinance institutions

  • Other institutions that are not financial services institutions


And in 2020, OJK issued POJK No. 64/POJK.03/2020, which added mandatory reporters to include:

  • Commercial banks

  • Rural banks

  • Other LJKs providing funding facilities

  • Securities companies engaged in the business of securities trading intermediaries

  • Securities funding institutions

  • LJKs required in POJK

If we create a detailed timeline regarding the implementation of SLIK by OJK, it would be as follows:


Has your financial institution become a part of the SLIK reporter?


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PT. DENTSU SOKEN INDONESIA is ready to help you report SLIK according to the requirements set by OJK and of course, by using the Maleo SLIK Application, you will also experience other benefits and advantages.


Are you interested in learning more about Maleo SLIK or interested in seeing a demo of our application? Please submit your email through the following link:



Source: Data processed from various sources.

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