In the previous article, we discussed that the implementation of OJK Regulation No. KEP-4/D.01/2026 not only introduces the obligation for reporting within H+3, but also demands changes in business processes, data quality, and reporting automation in Financial Services Institutions (LJK). However, there is one question that is now starting to arise in many Financial Service Institutions: Is the current SLIK reporting system still capable of supporting future business and regu

In the previous article, we discussed the major change introduced by the OJK Board of Commissioners Decree (KEP ADK OJK) Number KEP-4/D.01/2026, which accelerates the reporting timeline for paid-off credit or financing facilities to a maximum of H+3 business days. This policy represents OJK's strategic move to enhance SLIK data quality and build a more credible Credit Reporting System. However, behind this regulatory shift lies a much greater challenge for Financial Services